Hi Marisa, Essays - , Term Papers, Research Papers

Hi Marisa, How are you doing? I'm emailing you about my future in Campus Ambassadors. In the next year I will be graduating with my Bachelors degree. God has really showed me that Campus Ambassadors is where he wants me, so after that year I will be going fulltime. He has also put a couple of different options in my path. One is running the MCC Campus Ambassadors and second is planting a new ministry in Florida at a college that does not have any Christian clubs. During this year I want to raise beyond my Intern package so I will be able to get on campus without having to take time off. The reason I'm telling you this is because I don't have many contacts because I spent many years in foster care moving around and don't have any solid people from when I was younger. One way many missionaries like myself get those contacts is through

5 Cases of Erroneous Usage

5 Cases of Erroneous Usage 5 Cases of Erroneous Usage 5 Cases of Erroneous Usage By Mark Nichol Writers who have misheard words and expressions or remember them imperfectly are prone to misrepresenting them in their prose. The following sentences include examples of such errors, followed by discussion and revision. 1. Trustees- jail inmates selected for jobs like food preparation and garbage collection- were sneaking drugs in on food trays. A trustee is a person or organization that manages money or property for someone else or a person who serves on a board. The appropriate term in this sentence is the plural of the noun trusty: â€Å"Trusties- jail inmates selected for jobs like food preparation and garbage collection- were sneaking drugs in on food trays.† 2. Her tongue-and-cheek  comment was inappropriate for the occasion. A writer unfamiliar with the idiomatic phrase denoting irony, insincerity, or whimsy has mistaken one of the words in the phrase for another: â€Å"Her tongue-in-cheek  comment was inappropriate for the occasion.† 3. The galley on this sailboat looks as if it could be a kitchen in a home in a housing track. Here, a writer has presumably misheard the term tract- referring in this context to a housing development, as track- and is unaware of the distinction: â€Å"The galley on this sailboat looks as if it could be a kitchen in a home in a housing tract.† 4. In this type of story, the hero undergoes a right of passage. This sentence refers to a ritual, not something one is entitled to: â€Å"In this type of story, the hero undergoes a rite of passage.† 5. Smith has a Masters of education and spent several decades as a schoolteacher. Masters is the plural form of master. Master’s is the possessive form, which is what is appropriate here. Also, though it is implicit that degree is what â€Å"belongs† to the master, it’s best to include the word and to use the pertinent preposition: â€Å"Smith has a master’s degree in education and spent several decades as a schoolteacher.† (Also, as shown in the revision, a word denoting a level of degree is not capitalized.) Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Usage Review category, check our popular posts, or choose a related post below:30 Religious Terms You Should KnowComma Before ButUsing "zeitgeist" Coherently

Entrepreneurship & Small Business Management Essay - 2

Entrepreneurship & Small Business Management - Essay Example I am hopeful that the company I would be working with would also be willing to fund my MBA for me. Thus in these two fruit-ful years I will not just be taking home a fat income but would also have completed by MBA. While pursuing my MBA , I would also be doing my cost savings. I am not keen on being head to mouth by the time I retire. I want to save up for investment later on in a business of mine. I will be saving 40 percent of my salary and it should be possible as I have no obligations at that moment. Thus at this rate in the next five years, I would have savings of above 2 Lakh dollars. I will invest this money in gold as the gold market is enjoying a huge boom these days and it is stipulated that the boom will continue for a while. By the time I graduate, I would expect my salary to have multiplied by atleast 2 folds. I would continue to keep a low-key lifestyle and would spend $60,000 per year only. The remaining amount will go in savings. I feel that all this compounded would give me more than 3 lakh dollars in the next two years. It is then when I will opt for an early retirement with the goal of getting into and starting my own business. By then I would have around 8 lakh dollars in s avings, gold and and other things. With the capital that I would have saved, I will start my own venture of a computer franchise company. The income through this company will increase by 40% every year and I would become a millionaire in just two years with net value of above 3 million in five years after

Project appraisal through discounted and non-discounted cash flow Essay

Project appraisal through discounted and non-discounted cash flow techniques - Essay Example Positive and negative values makes it easy to understand generation of profits and losses as well as assists decision makers to focus only on the highly positive items, the precious time of management can be saved by focusing on the relevant project (Fortes, 2010; Horngren, 2005). Calculations are comparatively easy and data of any finite period can be easily converted into present value of it. Net present value analysis is derived from some basic realistic and practical assumption it is based on a fact that value of  £100 today will be more than the worth of  £100 after a year. Keeping this assumption in mind a net present value of future cash inflows is calculated using a discounted rate, usually the rate of cost of capital of a company or industry this rate represents the percentage minimum requirement of return by an organization per annum. Annuity factors can also be used if cash flows are constant every year. The Net Present Value (NPV) is a useful technique to determine profitability of any item being assessed, but has few limitations as well, it only focuses on factual data that can directly hit the profit generation capabilities of an item and financial aspects only while appraising projects and does not account for the non financial aspects, areas and issue associated to that project; whereas, there is a high probability of any decision/ project to get affected by numerous external or internal non-financial events.

Small Business Development Can Beauty Parlour Marketing Essay

Small Business Development Can Beauty Parlour Marketing Essay This reflective report will describe my own role in helping the team to achieve its goal in relation to the Business plan. Also I will provide evidence of my involvement to the success of the team from the idea initiation and how I facilitated the completion of the Business plan. It started like this, I was arranged in a group of three members, a team with other group mates which were all new to me. Although we were in a same class since the beginning of the course but I was not close to them. Our group seems to understand each other quickly because of the good communication. We always solved easily problems encountered through out the exercise. As a group we were performed different tasks in making a business plan. The aim of this business is to acquire a loan from a bank, so as to help our salon CAN Beauty Parlor to start the business in relation to capital and assets. Afsa was responsible for the marketing , Christine had a task of future beauty fashions operations as well as identifying the competitors and I was responsible for preparing financial projections through the input from Afsa and Chrisstine The report also illustrates the Team work, our mutual interest as a group, idea initiation process and the experience achieved from presenting the business plan and as well as my personal views towards the whole business plan. The business plan has allowed us to work as a group and also learn of the industry as a whole and we were able to apply the academic theories we learned throughout our course . 1 TEAM WORK CAN beauty parlor came to be a perfect choice of our mutual interest of the whole group. Our group consistent of three people eager to carry out our tasks in relation to the writing the business plan. We started by splitting the tasks so that we could have competition to see who achieve the task goals as we planned. My team included Afsa Bhanji, Christine Mkwawa and myself We as a group were allocated different tasks in order to form the business plan. Afsa was responsible for the marketing, Christine had to analyse the industry and identify the competitors and I was responsible for preparing financial projections through the input from colleagues of our beauty parlor The three of us were not conversant with each other although we have been studying in the same college for some years. and we were not engaging in regular conversation during the classes so it was not easy for us to work as a team. But all three of us had an interest in setting up a beauty outlet where people will come and get quality service different from others. We came over Five stages of group development; i.e forming, norming, storming, performing and adjourning. Although the norming stage took a while but after knowing each other well the rest of the stages went much easier. As we have now completed our business plan we have finished up the adjourning stage. Christine , enjoys regular visiting most of the famous salons in town. She is a beauty lover and is always up to date with the upcoming fashions. She has contacts with several people that performs beauty at different venues in Dar es Salaam. Her strength is awareness of popular beauty trends. Afsa too is a beauty lover. Her beauty interest includes of nails, hair , and skin. She currently participated in a beauty contest in Tanzania her strength is being well conversant in the beauty industry. Myself, I dont have much interest in beauty but I love running a hotel my strength in this exercise was identifying the opportunity as I related the organic restaurant by seeing the opportunity of opening a salon using natural beauty products. We worked as a team with acknowledgement of everyones contribution related to the tasks, we coordinated and make sure we achieved our goals. 2 PROCESS OF IDEA INITIATION Our team wanted to initiate an idea which will be effective and being able to achieve the goals in the business we planned as a our group. As a team we all put forward suggestions to come over one effective Idea. Industry situation of the current market was our first priority before choosing the idea. Our discussion included:- 1. An Organic Restaurant The idea was good as the Industry is very profitable, as there is no many such restaurants which makes the business less competitive. But we hesitated getting into this business as all of us had any experience on the said business. Then we dropped the idea. 2. Dry cleaning Business . Several dry cleaners are operating in the markets. People today require this service to make their life easier. But due to investment costs to buy the modern machines and due the lack of experience in that field we deduct chose the idea. 3. Beauty Parlor. The final choice was to open a beauty salon. The whole idea was a bit difficult as how our project will succeed while they is a fleet of salon in Tanzania. We came out with the Idea of differencing ourselves from other by opening a Beauty Salon by using Natural Beauty Products. Our final choice which was a beauty Parlor was an interest of the whole group. process of idea initiation has been very difficult to us as we had to take risk by introducing natural beauty products which is the new product in the beauty industry. What we had to do was laying out strategies and make sure we implemented them accordingly. 3 PRESENTATION EXPERIENCE Presenting the CAN Beauty parlour to our tutor allowed us to see the other side of our business plan. After passing through the pages of the written business plan; obvious would come out with several questions to the parts that needs more elaboration. We were informed of executive summary was too brief as doesnt show everything in our business plan, we were needed to elaborate a bit more. We were also needed to draw a graph showing the break even point. Presentation always adds weight to the Business plan as the investors may have a clear picture as the presents will be able to deliver what is need from the investors, question will be answered and criticism can be responded during the exercise of presentation. Presentation is a good experience as the panel can ask questions and need elaborations as we can communicate orally which will hell the business man to defend the projections written in the business plan. 4 ALTERNATIVE SCENARIO The beauty Industry is tightly come but only self I can optimistic to the group of our Beauty Parlour as per business plan. As we differentiated ourselves by using the natural products our business will be able to increase its profit by 5% every year as we projected in our financial parts. The services we offer will attract many people as the product are new in this Industry. Our service will be delivered by professional staff which will make our parlour more popular once customers experience our services. Another factor that greatly effects our growth is our initial geographic location. CAN beauty parlour will be located in Masaki near the shopping mall and tourist hotel. Our target market is a small portion of the population compromising of the middle and high income earners who are either employed or operate their own business. Our initial location will tend to gain the business of these customers due to the traffic. Lastly, the demand for healthy beauty products we will be able to make a good business as the health concern is the major issue among the people living in urban areas 5 ACADEMIC THEORIES IN THE BUSINESS PLAN We were able to apply to our project a shared leadership once we divided our team in three different parts according to the tasks we were able to take responsibilities for different parts of the business plan. We learned that everyone can work towards a common goal and there is no need to be just one separate leader.   Every member has a share in helping to lead the group. With the experience of leadership we also showed the importance of being ethical leaders, Ethical leadership is very important in any organization. . We were also able to analyse the current situation of the beauty industry attractiveness and profitability by using Michael Porters five forces. The Business plan was a great example for us to apply our knowledge of our academic theories. Our small group was able to make our business plan very effective since we had meetings every week we were able to keep it going without much toil. Another topic which came to our help is the SWOT analysis this frame work helped us to identify our competitors and where our firm stand by identifying our strengths and weaknesses, and also the business model the use off differentiation strategies here we displayed our competitive advantage using the natural beauty products which is different from our competitors. The use of the those theories helped us to increase our knowledge as we applied the in the real situation and see it working. By using the roles in making the business plan will help us a lot in our effort to make our job easier in the future. . 6 ADVANTAGES AND LIMITATION OF BUSINESS PLAN The main importance of the business plan is the industry analysis as well as market plan. It is through the industry analysis that businessman will be able to fully known the current market situations and also thoroughly identify it competitors. The industry analysis allows an entrepreneur to initiate the first decision whether to enter the market as well as the final.. A well written Business Plan is the true picture of any business because it gives details on how you plan to serve your customers and retain them. The Business Plan is important to any business as it is based in operation and management plans. Referring to our business plan the Industry analysis is will give our business an advantage to fully view the current market situation and thoroughly Identifies our competitors, and also help in knowing our competitive advantage which in this case is the differentiation strategy on our services using the natural Beauty Products. A well written Business Plan make implementation of strategies easier and helps to increase business market share. But the disadvantage could be As we projected that our financial growth will be 5% every year, this will be actionable if the implementation of the strategies will be as planned. Comparing to the actual operation the projected growth in the business plan could be wrong. 7 OTHER AREAS AND CONCLUSION The overall process of developing the business plan was very challenging. As different individuals are involved, it is difficult to come up with one point of view and hence there can be a few of disagreements and then to see the situation again and come to the final decision. I enjoyed making the business plan of the CAN Beauty Parlor with my team members. In the process, I learnt a lot of things about the Salon industry in our country. We took up the chance of introducing the salon services by using the natural products and we are certain that the business will achieve growth or expansion in the future. Conclusions I have benefited from the Business Plan writing in a number of ways: 1. I enjoyed making the business plan of the CAN Beauty Parlor with my team members. In the process, I learnt a lot of things about the Salon industry in our country 3. The overall process of developing the business plan was very challenging . Areas of Improvement I think that the Business Plan writing can be of greater relevance if more time is allowed for sitting together as a team. I have I now realize that getting business done as projected requires much more knowledge and practice of a written Business Plan Lastly, I would like to thank Afsa for her cooperation throughout the exercise in the team and whenever I was stuck she gave me advice, she was always there to give me a hand.. 8

“A Conversation with My Father” by Grace Paley

Grace Paley combined several elements and devices in her short story â€Å"A Conversation with My Father†. The most striking themes in this short story are abandonment and family relationships.In this new story, the daughter is describing facts, whereas the father wants a more complete description, full of details. Following this, we see that the daughter prefers to be optimistic, while the father prefers reality.This is illustrated by the following quotes: â€Å"No, Pa, it could really happen that way, it’s a funny world nowadays†, and to this, the father replies â€Å"No†¦ Truth first. She will slide back.† Her story describes the life of a mother and her son, and how she becomes a junkie to remain close to her son, who has become a junkie. In the end, the son quits the drugs world, but the mother cannot.Her son leaves her, introducing the element of abandonment in the story. This theme is pursued further, but in between lines. For example, the son left his mother at a critical time, when she needed him most, whereas the narrator stayed with her dad, even in his dying days.The father does not believe that the woman in his daughter’s story is strong enough and that even though she manages to quit doing drugs, she will fall back. I would tend to agree with him, because a lot of substance abusers, who quit, eventually, fall back. Her story is too optimistic, with a sense of denial for the tragedy.As the story ends, the father says â€Å"Tragedy! You too. When will you look it in the face?† Again, here we wonder whether the tragedy refers to the mother/son situation, or the fact that he will be dying soon. Earlier on, the father had said â€Å"what a tragedy. The end of a person.†And again, here the daughter refuses to accept that this is the end†¦whether it is the end of the mother or her father. This all relates to hope. When she started her story, she was determined to have hope in her story, to demons trate that â€Å"everyone†¦deserves the open destiny of life.† I find it ironical, as she tries her best to present the story with an open end, with plenty of hope. However, when she read the story, her father says that it does not communicate hope.It’s the â€Å"end†. On a lighter tone, there is another obvious pair of ironical sentence. The father says â€Å"Doesn’t anyone have the time to run down to City Hall before they jump into bed† and to this his daughter replies â€Å"In real life, yes. But in my stories, no.† I find this ironical, as nowadays the opposite is true.Today, in real life, people jump to bed and then get married, or never get married. This is a contrast between then and now, and how the people, as well as literature, have changed.

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